Mortgage A mortgage is a loan in which property or real estate is used as collateral. In the simplest terms, it’s the money a lender gives you to buy a home. Mortgage Calculator Mortgage Calculator Home Price ($): Down Payment (%): Loan Term (years): Interest Rate (%): Property Tax (%): Home Insurance ($/year): Other Costs ($/year): Currency: USD - US Dollar EUR - Euro GBP - British Pound PKR - Pakistani Rupee INR - Indian Rupee JPY - Japanese Yen Calculate Results